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Investing in XRP

The XRP Ledger (XRPL) was launched in June 2012, with the XRP token following in December of the same year. Known for its speed, efficiency, and scalability, XRPL supports a variety of large-scale use cases. Since its inception, the network has processed billions of transactions without experiencing any failures or security breaches. XRPL operates through a Proof-of-Association (PoA) consensus mechanism, which is more cost-efficient than Proof-of-Work (PoW) due to its lower hardware requirements.

WisdomTree’s digital asset taxonomy classifies XRP as a layer-1 payments protocol, positioning it as an altcoin to Bitcoin. This is similar to how Ethereum and Solana are layer-1 smart contract platforms, with Solana acting as an altcoin to Ethereum.

The WisdomTree Physical XRP ETP provides investors with a simple, secure and low cost way to gain exposure to the price of XRP, the native token on XRP Ledger, through regulated European markets.

Why invest in XRP?

XRP supply is capped

The supply of XRP will always be capped at 100 billion. This cap should be reached over the coming years. Beyond then, total supply will decrease over time because transaction fees are “burned”, making XRP deflationary in the future.

XRPL’s native protocol features

XRPL offers built-in functionality to support decentralised finance activity without relying on smart contracts. This enables greater capital efficiency because liquidity is aggregated at the protocol layer rather than isolated in individual smart contracts.

Diversify portfolio exposure

Cryptocurrencies now make up more than 1% of the global market portfolio, making them an increasingly relevant sleeve within diversified allocations. As an altcoin to Bitcoin, XRP can complement Bitcoin in portfolios and reduce exposure concentrated in a single token.

Why WisdomTree Physical XRP?

Investor demand for crypto assets continues to grow, yet many investors have struggled to access the asset class in a secure and practical way. Crypto ETPs bridge the gap between traditional investment wrappers and a fast-growing asset class.

WisdomTree was the first established ETP issuer to provide European investors with institutional-grade physically backed crypto exposure following the launch of WisdomTree Physical Bitcoin in December 2019. Our physically backed crypto ETPs draw on WisdomTree’s long-standing experience in physically backed ETPs, built over two decades of providing and managing physical gold ETPs.

100% physically backed by XRP

Exposure to the spot price of XRP through a physically backed institutional structure. The underlying digital assets are secured in professional cold storage.

Institutional custody

Investors benefit from institutional crypto custody solutions through a multi-custodian model using regulated custodians including Coinbase, Swissquote and BitGo.

Low cost

With a management fee of just 0.50%, it is one of the lowest-cost physically backed XRP ETPs available in Europe.

Listed on major European exchanges

The product is listed on major regulated European exchanges including Xetra, SIX and Euronext, making it easy to access.

Access XRP with:

WisdomTree Physical XRP

XRPW/WXRP - WisdomTree Physical XRP is a physically backed ETP designed to offer shareholders a simple, secure and cost-efficient way to gain exposure to the price of XRP. The ETP provides for easy investor access, tradability, transparency and institutional custody solutions within a robust physically backed structure.

Learn more
WisdomTree Physical XRP

Find the full range of physically backed crypto ETPs here.

Investment Resources

The case for XRP

The case for XRP

WisdomTree Crypto ETP range

WisdomTree Crypto ETP range

Why ETPs might be the best wrapper for crypto

Why ETPs might be the best wrapper for crypto

Crypto ETP Centre

Crypto ETP Centre

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Jurisdictions in the European Economic Area (“EEA”): This website and its content has been provided by WisdomTree Ireland Limited, which is authorised and regulated by the Central Bank of Ireland.


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The price of any Shares or the value of an investment in ETPs may go up or down and an investor may not get back the amount invested. Past performance is not a reliable indicator of future performance. This material is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any financial instrument or product or to adopt any investment strategy.

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