WisdomTree Prime Just Made It Easier To Stay Onchain

Of the $300B+ in stablecoins currently in circulation, approximately $270 billion is held in instruments where the yield on reserves flows entirely to the issuer. For the holder, that capital earns nothing on its own. (We unpacked why in our “The $290 Billion Doing Nothing” article.)

With WisdomTree Prime's updated stablecoin funding flow, the path from stablecoins to regulated yield just got shorter. Users can now put their idle assets to work in just a few clicks.

Download WisdomTree Prime and put your stablecoins to work.

Regulated Yield Is Now More Accessible Than Ever

WisdomTree Prime was designed from the ground up to meet users where they already are in the onchain economy. With WisdomTree Prime’s updated stablecoin funding flow, idle assets can go to work in just a few clicks inside a regulated structure built for modern investors.

This updated flow is a reflection of what WisdomTree Prime has been building toward since launch. Every feature in the app exists to close a specific gap between where capital sits and where it can be productive. The result is a complete feature set that makes it possible to keep a regulated, diversified portfolio onchain without routing through separate platforms or offchain infrastructure.

What WisdomTree Prime Lets You Do

WisdomTree Prime provides the building blocks to keep your financial core onchain, available around the clock and backed by 40 years of asset management. Every feature in the app is designed to reduce the distance between where your capital is and where it can be productive, without routing it through offchain infrastructure or across separate platforms.

Easy Funding and Withdrawals

WisdomTree Prime makes it simple to fund your wallet by connecting a bank account via ACH. Users can move money into their Prime wallet and transfer funds back to their bank account with the same ease.

At signup, WisdomTree Prime gives you account and routing numbers so you can use normal banking rails like ACH, payroll, and transfers, which makes it feel a lot like a checking account.Users can also fund their WisdomTree Prime wallet by transferring supported stablecoins directly into the app across eight supported blockchains: Arbitrum, Avalanche, Base, Ethereum, Optimism, Plume, Solana, and Stellar.

Gas-free Cross-Chain Transfers

Moving stablecoins between blockchains normally means paying gas fees and navigating separate bridging infrastructure. WisdomTree Prime simplifies this process so users can transfer assets from one chain to another without any additional cost or tooling.

Regulated Tokenized Funds

WisdomTree Prime offers access to 15 fully regulated tokenized funds that are eligible to be held in self-custody across the eight supported blockchains. This includes the first digital money market fund to receive SEC exemptive relief for 24/7 trading and instant settlement, as well as a wide array of fixed income, equity, and actively managed strategies.

Digital Asset Diversification

Users can hold tokenized gold, bitcoin, and ether directly in the Prime Wallet, alongside tokenized funds and supported stablecoins. This allows you to manage your full onchain portfolio in one place without the need for separate platforms or unregulated asset exposure.

Flexible Dividend Preferences

For eligible WisdomTree Prime digital funds held in the Prime wallet, users can select how they want to receive dividends:

• DRIP: Automatically reinvest dividends to buy additional shares of the same digital fund.
• CASH: Receive dividends in the form of USDW, WisdomTree’s stablecoin, so dividends are paid directly into the user’s account as cash.

Dividend preferences apply only to assets held in the WisdomTree Prime wallet and can be updated at any time. Funds held in self-custody are set to DRIP.

Referral Program

The WisdomTee Prime Refer-a-Friend program rewards both existing and new users with $50 in Bitcoin when a new customer opens and account using a referral code and funds it with at least $250 in a single deposit. Rewards are typically credited within five business days after the qualifying deposit settles, with no holding period required. Existing customers can earn rewards for up to 10 successful referrals per month.

Stay Onchain. Start Earning.

Only 8% to 11% of crypto assets are currently yield-generating, compared to 55% to 65% in traditional finance. Every feature in WisdomTree Prime exists to close a gap that has historically pushed onchain users offchain, and make it easier for stablecoins that don't earn on their own to be deployed across a wide range of regulated, yield-generating assets.

Download WisdomTree Prime and keep your financial life onchain.