Stable Sea Adds Two More WisdomTree Funds

Stable Sea has tripled its WisdomTree lineup, taking business customers from one tokenized fund option to three. The treasury platform has added the WisdomTree Floating Rate Treasury Digital Fund (FLTTX) and the WisdomTree Short-Duration Income Digital Fund (WTSIX) to Stable Sea Terminal, alongside the WisdomTree Treasury Money Market Digital Fund (WTGXX) it has offered since April. All three are SEC-registered, following the same regulated fund structure large treasury desks rely on.

With today's announcement, businesses of any size can hold these three funds directly, from the account they already use to move money, and match each one to a different kind of balance. A one-person startup and a company with a dedicated finance team reach the same funds at the same minimums.

Access Used to Start at Six Figures

Some types of cash management have long been reserved for large corporations. A money market fund position often required a six- or seven-figure minimum, a separate account for each fund, and subscription and redemption paperwork handled by hand. Most small and midsize businesses never cleared that bar, so the yield on their cash went to the bank instead.

U.S. banks hold roughly $4 trillion in noninterest-bearing deposits, much of it business cash that sits idle between payroll runs and supplier invoices, earning its owners little or nothing. Tokenized, SEC-registered funds lower that bar. The category has grown past $15 billion onchain, though most of that regulated yield has reached large institutions first. Stable Sea and WisdomTree are changing who can reach it.

On Stable Sea Terminal, minimums are now down to $1 or $25 depending on the fund, orders settle programmatically, and a fund holding shows up in the same wallet as the rest of a company's balances. Because the funds settle on a blockchain, a business can subscribe or redeem around the clock instead of waiting on bank cutoff times. The balance that used to sit in a noninterest account can now hold a regulated fund position, in the company's own wallet.

Different Funds, DIfferent Objectives

Businesses may want different investment options for different time horizons, for things like operating cash, reserve cash, and cash a company can set aside for longer. Stable Sea now offers options to help meet each of those needs, the same laddering large treasury desks have used for years, in a single account.

WTGXX holds short-term U.S. Treasury securities and accrues dividends daily at a $1 minimum. It is among the first regulated tokenized funds to receive SEC exemptive relief for 24/7 trading and instant settlement. FLTTX seeks to track an index of floating-rate U.S. Treasury obligations at a $25 minimum, and WTSIX is actively managed for income consistent with, also at a $25 minimum.

All three are distributed by WisdomTree Securities, Inc., a registered broker-dealer and FINRA member, and Stable Sea has chosen these funds specifically for its platform. Eligible Terminal users can buy and sell them from the same dashboard they use to move stablecoins and manage their treasuries.

Cash Management Any Business Can Reach

For decades, tools aiming to make idle cash productive belonged to companies large enough to afford them. The three WisdomTree funds now available on Stable Sea Terminal remove that barrier.

As a result, a one-dollar balance can hold the same regulated fund as a multi-million-dollar corporate treasury, open to businesses of any size starting today.